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The Official Web Site of the State of South Carolina

Underwriting and Premium Audit


The State Accident Fund offers workers compensation insurance to public entities in the state of South Carolina. We provide coverage for governmental and quasi-governmental entities including, but not limited to, state agencies, counties, municipalities, local fire and police departments, school districts, utilities, social services, transit systems, and housing authorities.

If your organization would like a quote for coverage, please call 803-896-5800 or email

Premium Audit

The State Accident Fund assigns an auditor to each agency. Each year, the assigned auditor performs a premium audit on each of their policies to insure the most accurate, up-to-date premium base for each policyholder.

Each policyholder receives a Payroll Report that must be completed and returned to the State Accident Fund or your assigned auditor can meet with you at your location to assist you in the completion of your audit. If you need assistance with your audit, please contact the auditor listed on your Payroll Report via phone or email and they will be glad to assist you.


New Policy Flowchart

Policy Renewal Flowchart